:root {
  --cva-navy: #0A2540;
  --cva-navy-2: #123B69;
  --cva-blue: #123B69;
  --cva-blue-soft: #eaf4fb;
  --cva-green: #197B4B;
  --cva-teal: #0F6B78;
  --cva-orange: #C66A19;
  --cva-red: #A12B2B;
  --cva-gray-900: #1F2933;
  --cva-gray-700: #43515f;
  --cva-gray-600: #5b6875;
  --cva-gray-300: #ccd5dd;
  --cva-gray-200: #e4e9ee;
  --cva-gray-100: #F6F8FA;
  --cva-white: #ffffff;
  --cva-shadow: 0 14px 40px rgba(11, 41, 66, 0.09);
  --cva-radius: 16px;
  --cva-radius-sm: 10px;
  --cva-container: 1160px;
  --cva-focus: 0 0 0 4px rgba(29, 111, 165, 0.24);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--cva-gray-900);
  background: var(--cva-white);
  font-family: Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  font-size: 17px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; }
a { color: var(--cva-blue); text-underline-offset: 3px; }
a:hover { color: var(--cva-navy); }
button, input, select, textarea { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
:focus-visible { outline: 2px solid var(--cva-blue); outline-offset: 3px; box-shadow: var(--cva-focus); }
.sr-only, .cva-hp { position: absolute !important; width: 1px !important; height: 1px !important; padding: 0 !important; margin: -1px !important; overflow: hidden !important; clip: rect(0,0,0,0) !important; white-space: nowrap !important; border: 0 !important; }
.cva-skip-link { position: fixed; left: 16px; top: 12px; transform: translateY(-180%); z-index: 99999; background: #fff; color: var(--cva-navy); padding: 10px 14px; border-radius: 8px; font-weight: 700; }
.cva-skip-link:focus { transform: translateY(0); }

h1, h2, h3 { color: var(--cva-navy); line-height: 1.14; margin: 0 0 16px; letter-spacing: -0.02em; }
h1 { font-size: clamp(2rem, 5vw, 3rem); }
h2 { font-size: clamp(1.7rem, 3.2vw, 2.125rem); }
h3 { font-size: clamp(1.375rem, 2.4vw, 1.625rem); }
p { margin: 0 0 18px; }
ul, ol { margin-top: 0; }

.cva-container { width: min(100% - 32px, var(--cva-container)); margin-inline: auto; }
.cva-container--narrow { width: min(100% - 32px, 780px); }
.cva-section { padding: 56px 0; }
.cva-section--soft { background: var(--cva-gray-100); }
.cva-section--navy { background: var(--cva-navy); color: #eaf3f8; }
.cva-section--navy h2, .cva-section--navy h3 { color: #fff; }
.cva-section-heading { max-width: 760px; margin-bottom: 32px; }
.cva-eyebrow { display: inline-block; margin-bottom: 10px; color: var(--cva-blue); text-transform: uppercase; font-size: .78rem; line-height: 1.3; letter-spacing: .12em; font-weight: 800; }
.cva-lead { font-size: clamp(1.08rem, 2vw, 1.25rem); color: var(--cva-gray-700); max-width: 760px; }
.cva-center { text-align: center; }
.cva-align-center { align-items: center; }

.cva-topbar { background: #071d30; color: #dce9f1; font-size: .86rem; line-height: 1.45; padding: 9px 0; }
.cva-topbar a { color: #fff; }
.cva-site-header { position: sticky; top: 0; z-index: 500; background: rgba(255,255,255,.97); border-bottom: 1px solid var(--cva-gray-200); backdrop-filter: blur(12px); }
.cva-header-inner { min-height: 74px; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.cva-brand { display: inline-flex; align-items: center; gap: 10px; color: var(--cva-navy); text-decoration: none; font-weight: 800; letter-spacing: -.02em; }
.cva-brand-mark { display: inline-grid; place-items: center; width: 38px; height: 38px; border-radius: 10px; background: var(--cva-navy); color: #fff; font-size: .9rem; letter-spacing: .04em; }
.cva-brand-text { font-size: 1.04rem; white-space: nowrap; }
.cva-brand-text span { color: var(--cva-blue); }
.cva-primary-nav { display: flex; align-items: center; gap: 22px; }
.cva-primary-nav > a:not(.cva-btn) { color: var(--cva-gray-900); text-decoration: none; font-size: .94rem; font-weight: 650; }
.cva-primary-nav > a:not(.cva-btn):hover { color: var(--cva-blue); }
.cva-menu-toggle { display: none; width: 44px; height: 44px; border: 1px solid var(--cva-gray-300); border-radius: 10px; background: #fff; align-items: center; justify-content: center; flex-direction: column; gap: 5px; }
.cva-menu-toggle span:not(.sr-only) { display: block; width: 20px; height: 2px; background: var(--cva-navy); }

.cva-btn { display: inline-flex; justify-content: center; align-items: center; min-height: 48px; padding: 11px 20px; border: 1px solid transparent; border-radius: 10px; text-decoration: none; font-weight: 760; line-height: 1.2; cursor: pointer; transition: transform .15s ease, background .15s ease, border-color .15s ease; }
.cva-btn:hover { transform: translateY(-1px); }
.cva-btn--primary { background: var(--cva-blue); color: #fff; }
.cva-btn--primary:hover { background: #165b88; color: #fff; }
.cva-btn--secondary { background: #fff; color: var(--cva-navy); border-color: var(--cva-gray-300); }
.cva-btn--secondary:hover { background: var(--cva-gray-100); color: var(--cva-navy); }
.cva-btn--outline { background: transparent; color: var(--cva-blue); border-color: var(--cva-blue); }
.cva-btn--outline:hover { background: var(--cva-blue-soft); color: var(--cva-navy); }
.cva-btn--header { background: var(--cva-navy); color: #fff; padding: 10px 15px; }
.cva-btn--header:hover { background: var(--cva-blue); color: #fff; }
.cva-btn--small { min-height: 38px; padding: 8px 12px; font-size: .9rem; }
.cva-btn--full { width: 100%; }
.cva-actions { display: flex; flex-wrap: wrap; gap: 12px; margin: 24px 0; }
.cva-actions--center { justify-content: center; }
.cva-text-link { font-weight: 750; text-decoration: none; }

.cva-hero { padding: 70px 0; background: linear-gradient(145deg, #f8fbfd 0%, #edf5fa 100%); }
.cva-hero__grid { display: grid; grid-template-columns: minmax(0, 1.3fr) minmax(320px, .7fr); gap: 48px; align-items: center; }
.cva-hero h1 { max-width: 800px; }
.cva-hero-card { background: #fff; border: 1px solid var(--cva-gray-200); border-radius: 22px; padding: 28px; box-shadow: var(--cva-shadow); }
.cva-private-notice { margin: 24px 0 0; padding: 14px 16px; background: #fff; border: 1px solid #bfd4e3; border-left: 4px solid var(--cva-blue); border-radius: 8px; color: #394a58; font-size: .93rem; }

.cva-grid { display: grid; gap: 24px; }
.cva-grid--2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.cva-grid--3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.cva-card { background: #fff; border: 1px solid var(--cva-gray-200); border-radius: var(--cva-radius); padding: 26px; box-shadow: 0 6px 22px rgba(11,41,66,.04); }
.cva-card--accent { border-top: 5px solid var(--cva-blue); }
.cva-card--link { color: inherit; text-decoration: none; transition: box-shadow .15s ease, transform .15s ease; }
.cva-card--link:hover { color: inherit; box-shadow: var(--cva-shadow); transform: translateY(-2px); }
.cva-card__number { display: grid; place-items: center; width: 42px; height: 42px; border-radius: 50%; background: var(--cva-blue-soft); color: var(--cva-blue); font-weight: 850; margin-bottom: 18px; }
.cva-icon { display: grid; place-items: center; width: 46px; height: 46px; border-radius: 12px; background: rgba(255,255,255,.12); color: #fff; margin-bottom: 16px; font-size: 1.25rem; }
.cva-checklist, .cva-crosslist { list-style: none; padding: 0; }
.cva-checklist li, .cva-crosslist li { position: relative; padding-left: 29px; margin: 11px 0; }
.cva-checklist li::before { content: "✓"; position: absolute; left: 0; color: var(--cva-green); font-weight: 900; }
.cva-crosslist li::before { content: "×"; position: absolute; left: 2px; color: var(--cva-red); font-weight: 900; font-size: 1.2rem; }

.cva-steps { list-style: none; padding: 0; display: grid; grid-template-columns: repeat(4, minmax(0,1fr)); gap: 22px; margin: 32px 0; }
.cva-steps li { position: relative; padding: 24px; background: #fff; border: 1px solid var(--cva-gray-200); border-radius: var(--cva-radius); }
.cva-steps li > span { display: grid; place-items: center; width: 40px; height: 40px; border-radius: 50%; background: var(--cva-navy); color: #fff; font-weight: 800; margin-bottom: 18px; }
.cva-steps--vertical { grid-template-columns: 1fr; }
.cva-steps--vertical li { display: grid; grid-template-columns: 52px 1fr; gap: 18px; }
.cva-steps--vertical li > span { margin: 0; }
.cva-final-cta { display: flex; align-items: center; justify-content: space-between; gap: 30px; }
.cva-final-cta > div { max-width: 760px; }
.cva-callout { margin: 28px 0; padding: 22px 24px; background: var(--cva-blue-soft); border-radius: var(--cva-radius-sm); border-left: 4px solid var(--cva-blue); }
.cva-prose { max-width: 900px; }
.cva-prose h2 { margin-top: 38px; }
.cva-prose h3 { margin-top: 28px; }
.cva-prose li { margin-bottom: 8px; }

.cva-pricing-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 22px; margin: 38px 0; }
.cva-price-card { position: relative; background: #fff; border: 1px solid var(--cva-gray-200); border-radius: var(--cva-radius); padding: 28px; }
.cva-price-card--featured { border: 2px solid var(--cva-blue); box-shadow: var(--cva-shadow); transform: translateY(-6px); }
.cva-badge { display: inline-block; padding: 5px 9px; border-radius: 999px; background: var(--cva-green); color: #fff; font-size: .75rem; font-weight: 800; margin-bottom: 14px; }
.cva-price { font-size: 2.4rem; font-weight: 850; color: var(--cva-navy); line-height: 1.1; }
.cva-price span { font-size: 1.25rem; vertical-align: top; }
.cva-price small { font-size: .9rem; color: var(--cva-gray-600); }
.cva-fee-box { display: flex; justify-content: space-between; gap: 24px; align-items: center; background: var(--cva-gray-100); padding: 26px; border-radius: var(--cva-radius); border: 1px solid var(--cva-gray-200); }
.cva-fineprint { color: var(--cva-gray-600); font-size: .88rem; }

.cva-faq-list { margin-top: 26px; border-top: 1px solid var(--cva-gray-200); }
.cva-faq { border-bottom: 1px solid var(--cva-gray-200); padding: 2px 0; }
.cva-faq summary { cursor: pointer; list-style: none; padding: 20px 42px 20px 0; font-weight: 760; color: var(--cva-navy); position: relative; }
.cva-faq summary::-webkit-details-marker { display: none; }
.cva-faq summary::after { content: "+"; position: absolute; right: 7px; top: 17px; font-size: 1.4rem; color: var(--cva-blue); }
.cva-faq[open] summary::after { content: "−"; }
.cva-faq > div { padding: 0 36px 16px 0; }

.cva-form { display: grid; gap: 18px; }
.cva-form label:not(.cva-choice):not(.cva-consent) { display: grid; gap: 7px; color: var(--cva-navy); font-weight: 680; }
.cva-form input[type="text"], .cva-form input[type="email"], .cva-form input[type="tel"], .cva-form input[type="date"], .cva-form input[type="password"], .cva-form select, .cva-form textarea,
.cva-login-card input[type="text"], .cva-login-card input[type="password"] { width: 100%; border: 1px solid #aebac5; border-radius: 9px; background: #fff; color: var(--cva-gray-900); padding: 11px 12px; min-height: 46px; }
.cva-form textarea { resize: vertical; }
.cva-form input:focus, .cva-form select:focus, .cva-form textarea:focus, .cva-login-card input:focus { border-color: var(--cva-blue); outline: 2px solid rgba(29,111,165,.18); }
.cva-form fieldset { border: 0; padding: 0; margin: 0; }
.cva-form legend { width: 100%; margin-bottom: 20px; color: var(--cva-navy); font-size: 1.55rem; line-height: 1.2; font-weight: 800; }
.cva-choice { display: flex; align-items: flex-start; gap: 12px; border: 1px solid var(--cva-gray-300); border-radius: 12px; padding: 15px; margin: 10px 0; cursor: pointer; }
.cva-choice:has(input:checked) { border-color: var(--cva-blue); background: var(--cva-blue-soft); }
.cva-choice input, .cva-consent input { width: 20px; height: 20px; margin: 2px 0 0; flex: 0 0 auto; accent-color: var(--cva-blue); }
.cva-choice span { display: grid; gap: 3px; }
.cva-choice small { color: var(--cva-gray-600); font-weight: 400; }
.cva-consent { display: flex; align-items: flex-start; gap: 10px; font-size: .94rem; color: var(--cva-gray-700); }
.cva-wizard { background: #fff; border: 1px solid var(--cva-gray-200); padding: 26px; border-radius: var(--cva-radius); box-shadow: var(--cva-shadow); }
.cva-wizard__step[hidden], .cva-wizard__actions [hidden] { display: none !important; }
.cva-wizard__actions { display: flex; justify-content: space-between; gap: 10px; margin-top: 8px; }
.cva-progress { width: 100%; height: 8px; background: var(--cva-gray-200); border-radius: 999px; overflow: hidden; }
.cva-progress span { display: block; height: 100%; width: 16.666%; background: var(--cva-green); transition: width .2s ease; }
.cva-progress-label { color: var(--cva-gray-600); font-size: .9rem; }
.cva-form-error { color: var(--cva-red); font-weight: 700; min-height: 1.4em; margin: 0; }
.cva-privacy-summary { background: var(--cva-gray-100); border-radius: 9px; padding: 14px; font-size: .91rem; }
.cva-form-section { padding: 22px; border: 1px solid var(--cva-gray-200); border-radius: 12px; display: grid; gap: 16px; }
.cva-form-section h3 { margin: 0; }
.cva-form-section--sensitive { background: #fffaf5; border-color: #e8c7a4; }

.cva-alert { padding: 17px 18px; border-radius: 10px; border-left: 4px solid var(--cva-blue); background: var(--cva-blue-soft); margin: 18px 0; }
.cva-alert h1, .cva-alert h2 { font-size: 1.45rem; margin-bottom: 8px; }
.cva-alert p:last-child { margin-bottom: 0; }
.cva-alert--success { background: #edf9f2; border-color: var(--cva-green); }
.cva-alert--warning { background: #fff8ea; border-color: #c47a11; }
.cva-alert--error { background: #fff0ef; border-color: var(--cva-red); }
.cva-alert--info { background: var(--cva-blue-soft); border-color: var(--cva-blue); }

.cva-checkout-grid { display: grid; grid-template-columns: minmax(0,1.25fr) minmax(290px,.75fr); gap: 42px; align-items: start; }
.cva-order-summary { position: sticky; top: 110px; background: var(--cva-gray-100); border: 1px solid var(--cva-gray-200); border-radius: var(--cva-radius); padding: 24px; }
.cva-order-row { display: flex; justify-content: space-between; gap: 18px; align-items: baseline; padding: 8px 0; }
.cva-order-row--muted { color: var(--cva-gray-700); }

.cva-portal__header { display: flex; align-items: flex-start; justify-content: space-between; gap: 24px; margin-bottom: 24px; }
.cva-portal__header > div:last-child { display: grid; justify-items: end; gap: 10px; }
.cva-status { display: inline-block; padding: 7px 12px; background: #edf9f2; color: #0c5e3a; border: 1px solid #acd7bf; border-radius: 999px; font-weight: 800; font-size: .88rem; }
.cva-portal-tabs { display: flex; gap: 6px; overflow-x: auto; border-bottom: 1px solid var(--cva-gray-200); margin-bottom: 28px; scrollbar-width: thin; }
.cva-portal-tabs a { flex: 0 0 auto; color: var(--cva-gray-700); text-decoration: none; font-weight: 720; padding: 11px 14px; border-bottom: 3px solid transparent; }
.cva-portal-tabs a.is-active { color: var(--cva-blue); border-bottom-color: var(--cva-blue); }
.cva-portal-panel { min-height: 380px; }
.cva-portal-summary-grid { display: grid; grid-template-columns: 1.4fr .6fr; gap: 20px; margin-bottom: 30px; }
.cva-progress--static span { width: 0; }
.cva-task-list, .cva-document-list { list-style: none; padding: 0; }
.cva-task-list li { display: flex; gap: 12px; padding: 14px 0; border-bottom: 1px solid var(--cva-gray-200); }
.cva-task-list li > span { color: var(--cva-blue); font-weight: 850; }
.cva-task-list li.is-complete { color: var(--cva-gray-600); }
.cva-task-list li.is-complete strong { text-decoration: line-through; }
.cva-document-list li { display: flex; justify-content: space-between; gap: 16px; align-items: center; padding: 13px 0; border-bottom: 1px solid var(--cva-gray-200); }
.cva-document-list small { display: block; color: var(--cva-gray-600); }
.cva-message-list { display: grid; gap: 12px; margin: 18px 0 28px; }
.cva-message { background: var(--cva-gray-100); border-radius: 12px; padding: 15px; }
.cva-message__meta { color: var(--cva-gray-600); font-size: .83rem; font-weight: 700; margin-bottom: 6px; }
.cva-message p:last-child { margin-bottom: 0; }

.cva-assistant { margin: 24px 0; border: 1px solid var(--cva-gray-200); border-radius: var(--cva-radius); padding: 22px; background: #fff; }
.cva-assistant__row { display: flex; gap: 10px; }
.cva-assistant__row input { flex: 1; min-width: 0; border: 1px solid var(--cva-gray-300); border-radius: 9px; padding: 11px 12px; }
.cva-assistant__answer { margin-top: 16px; padding: 16px; background: var(--cva-gray-100); border-radius: 9px; min-height: 60px; }

.cva-login-card { max-width: 520px; }
.cva-login-card form { display: grid; gap: 14px; }
.cva-login-card label { display: grid; gap: 6px; font-weight: 700; }
.cva-login-card .login-remember label { display: flex; align-items: center; gap: 8px; font-weight: 500; }
.cva-login-card .button { display: inline-flex; min-height: 46px; padding: 11px 20px; border: 0; border-radius: 10px; background: var(--cva-blue); color: #fff; font-weight: 800; cursor: pointer; }

.cva-post-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 20px; }

.cva-site-footer { background: #071d30; color: #cbd8e1; padding: 56px 0 22px; }
.cva-site-footer h2 { color: #fff; font-size: 1.05rem; }
.cva-site-footer a { color: #e7f3fa; }
.cva-site-footer ul { list-style: none; padding: 0; }
.cva-site-footer li { margin: 8px 0; }
.cva-brand--footer { color: #fff; margin-bottom: 18px; }
.cva-footer-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 36px; }
.cva-footer-grid p { font-size: .9rem; }
.cva-footer-bottom { display: flex; justify-content: space-between; gap: 20px; border-top: 1px solid rgba(255,255,255,.12); margin-top: 34px; padding-top: 18px; font-size: .82rem; }

.cva-cookie { position: fixed; z-index: 1000; left: 16px; right: 16px; bottom: 16px; max-width: 1040px; margin-inline: auto; background: #fff; border: 1px solid var(--cva-gray-300); border-radius: var(--cva-radius); box-shadow: 0 18px 50px rgba(0,0,0,.22); padding: 18px; display: grid; grid-template-columns: 1fr auto; gap: 18px; align-items: center; }
.cva-cookie[hidden] { display: none; }
.cva-cookie p { font-size: .9rem; margin: 4px 0 0; }
.cva-cookie__actions { display: flex; flex-wrap: wrap; gap: 8px; justify-content: flex-end; }
.cva-cookie__settings { grid-column: 1 / -1; border-top: 1px solid var(--cva-gray-200); padding-top: 14px; display: flex; flex-wrap: wrap; align-items: center; gap: 18px; }
.cva-cookie__settings[hidden] { display: none; }
.cva-cookie__settings label { display: flex; align-items: center; gap: 7px; }

@media (max-width: 980px) {
  .cva-menu-toggle { display: flex; }
  .cva-primary-nav { position: absolute; left: 0; right: 0; top: 100%; background: #fff; border-bottom: 1px solid var(--cva-gray-200); box-shadow: var(--cva-shadow); padding: 16px; display: none; flex-direction: column; align-items: stretch; gap: 4px; }
  .cva-primary-nav.is-open { display: flex; }
  .cva-primary-nav > a:not(.cva-btn) { padding: 10px; }
  .cva-btn--header { margin-top: 6px; }
  .cva-hero__grid, .cva-checkout-grid { grid-template-columns: 1fr; }
  .cva-order-summary { position: static; }
  .cva-steps { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .cva-footer-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .cva-post-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
}

@media (max-width: 720px) {
  body { font-size: 16px; }
  .cva-container { width: min(100% - 24px, var(--cva-container)); }
  .cva-section { padding: 44px 0; }
  .cva-hero { padding: 48px 0; }
  .cva-hero__grid { gap: 28px; }
  .cva-grid--2, .cva-grid--3, .cva-pricing-grid, .cva-portal-summary-grid, .cva-post-grid { grid-template-columns: 1fr; }
  .cva-price-card--featured { transform: none; }
  .cva-steps { grid-template-columns: 1fr; }
  .cva-final-cta, .cva-fee-box, .cva-footer-bottom, .cva-portal__header { flex-direction: column; align-items: flex-start; }
  .cva-portal__header > div:last-child { justify-items: start; }
  .cva-assistant__row { flex-direction: column; }
  .cva-cookie { grid-template-columns: 1fr; }
  .cva-cookie__actions { justify-content: stretch; }
  .cva-cookie__actions .cva-btn { flex: 1 1 100%; }
  .cva-footer-grid { grid-template-columns: 1fr; }
  .cva-document-list li { align-items: flex-start; flex-direction: column; }
}

@media (max-width: 430px) {
  h1 { font-size: 2rem; }
  .cva-brand-text { font-size: .92rem; }
  .cva-brand-mark { width: 34px; height: 34px; }
  .cva-header-inner { min-height: 64px; }
  .cva-card, .cva-wizard, .cva-price-card, .cva-hero-card { padding: 20px; }
  .cva-actions .cva-btn { width: 100%; }
  .cva-wizard__actions { flex-direction: column-reverse; }
  .cva-wizard__actions .cva-btn { width: 100%; }
  .cva-steps--vertical li { grid-template-columns: 44px 1fr; padding: 18px; }
  .cva-form-section { padding: 16px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .01ms !important; animation-duration: .01ms !important; animation-iteration-count: 1 !important; }
}

@media print {
  .cva-topbar, .cva-site-header, .cva-cookie, .cva-site-footer, .cva-btn { display: none !important; }
  .cva-section { padding: 12px 0; }
  a { color: #000; text-decoration: underline; }
}